January 2026: Monthly spending & net worth update

Net worth snapshot

TODO: pull numbers from DB.

Spending breakdown

| Category | Amount | |---|---| | Housing | £ | | Groceries | £ | | Eating out | £ | | Transport | £ | | Subscriptions | £ | | Other | £ | | Total | £ |

What happened this month

TODO: notes.

One thing I'd do differently

TODO.